Landau Law Group
Hurricane Ian Damage Lawyer
Hurricane Ian ripped through the state of Florida at the end of September 2022.
It first made landfall in Florida on Wednesday, September 28th as a category 4 hurricane. Category 4 indicates that the storm is likely to cause catastrophic damage, with winds howling at 130+ mph.
Rainfall from Hurricane Ian was over a foot for much of central Florida, with some areas getting as much as two feet.
Due to the severity and scope of the storm, Hurricane Ian caused significant damage throughout the state of Florida.
What to do if you’re affected by Hurricane Ian
If you have been affected by Hurricane Ian, there are a few things that you need to do in order to protect yourself and your family.
First, make sure that you are safe and that your family is safe. If your area was evacuated, stay away until the all-clear is given. Flooding can cause a lot of issues such as a higher risk of electrocution. You should also never drive into a flood area.
Second, make sure to document all damage that has been done to your property. Take pictures and videos of the damage and keep track of all receipts for repairs. This information will be helpful if and when you decide to file a claim against the government or insurance company.
Third, file a claim with your insurance company. If you live in a flood zone, your bank will have required you to have flood insurance and you should be covered for flooding. However, due to the scope of Hurricane Ian, a lot of flooding has happened outside of flood zones. Insurance companies are going to be overloaded with people filing claims at the moment. If you live in an area where the damage was severe, there may be “insurance villages” near you where you can file your claim.
Finally, speak with a hurricane damage lawyer about your legal options. The hurricane damage lawyers at Landau Law can help you get the money you are owed in compensation for Hurricane Ian damage.
How to file a hurricane damage insurance claim
Hurricane Ian damage can be extensive, and it’s important to take the proper steps to file a claim with your insurance company as soon as possible.
Here are the steps you need to take:
- Gather all information about the damage done to your property. This includes taking pictures and videos of the damage, as well as keeping track of all receipts for repairs.
- File a claim with your insurance company. You can usually do this online or over the phone. Be prepared to answer a lot of questions about the damage done to your property.
- Wait for your insurance company to assess the damage. They will send out an inspector to look at the damage and determine how much money you will be compensated.
- Receive your payment from your insurance company. This may take some time, but you should receive payment in full eventually. If you do not, speak with a hurricane damage lawyer about your legal options.
What to do if your insurance company denies your claim
If your insurance company denies your Hurricane Ian damage claim, there are a few steps you can take.
First, try to speak with someone from the insurance company about why your claim was denied. There may have been a mistake made and it can be corrected.
Second, if you are not satisfied with the explanation you were given, you can file a complaint with the insurance commissioner’s office. This is the government agency that oversees insurance companies in your state.
Third, if you still feel like you are not being treated fairly by your insurance company, you can hire a Hurricane Ian damage attorney to help with your claim. Oftentimes, just having an attorney on your side is enough for the insurance company to start taking you seriously and negotiating a better payout so as to avoid litigation. If the insurance company still doesn’t pay out fair compensation based on your policy and claim, your Hurricane Ian damage lawyer can help you file a lawsuit and represent you in court.
Hiring a hurricane damage lawyer
If you have been affected by Hurricane Ian, it is important to speak with a hurricane damage lawyer about your legal options. The hurricane damage lawyers at Landau Law can help you get the money you are owed in compensation for Hurricane Ian damage.
We understand that filing a claim with your insurance company can be overwhelming, and we are here to help you every step of the way. We will work with you to file a lawsuit against the government or insurance company if necessary.
Contact us today for a free consultation. We are here to help you get the money you deserve.