Select Page

Hurricane season is upon us in South Florida.

This could bring bad news to homeowners or business owners who suffer hurricane damage to Florida property. Be it flooding, electrical damage, or flying objects falling onto your structure, hurricanes pose great danger.

As many Floridians know, the 2020 Atlantic Hurricane Season runs from June through the end of November. As of August 26th, 12 storms have been named. This year, Tropical Storm Josephine was the earliest “J” storm on record to form in the Atlantic Ocean. Meanwhile, Hurricane Laura has leaped from a Category 1 to a Category 4 in the Gulf of Mexico, and Texas is expecting a destructive landfall tonight. The 2020 Hurricane season is looking very busy which means there’s a greater risk for South Florida homes and businesses.

Examples of Personal Property

Besides your home, many other things are considered personal property and can be damaged in a hurricane. Personal property includes:

  • Vehicles such as cars, boats, and motorcycles
  • Furniture and artwork
  • Collectibles
  • Electronics
  • Jewelry
  • Musical equipment

What to Do When There’s Hurricane Damage to Your Florida Property

No matter what category, a hurricane can be dangerous and it’s important to stay indoors until everything has passed. After the storm passes, it’s time to start preparing for what to do when your property has sustained damage.

  1. Assess the damage. Once it’s safe, venture outside and inspect your home, vehicles, and anything else on your property. Make sure to thoroughly inspect your roof as damage to it could bring along more damage to the interior of your home. Check out this blog on how to safely inspect your roof.
  2. Contact your insurance company. Time is of the essence when contacting your insurance company. It’s important to file under your policy as soon as possible to avoid missing any deadlines set forth by your insurer. Trying to fix the issue yourself before contacting your insurance company can also put your claim at risk. Unless you’re dealing with any kind of emergency, call your insurer first after any damage. This way your damage will be inspected in a timely manner and there will no question of improper notice.
  3. Read your insurance policy. Make sure you read and understand what your policy covers. Some policies exclude certain events from coverage. For example, a standard policy may exclude flooding from the coverage. If you file for damages caused by flooding, your claim may be denied.
  4. Create documentation. If you don’t act quickly, proof of your damages may get lost. Take any pictures and videos before conditions change. Also, save any receipts for purchases related to the damage since out-of-pocket costs may be covered or reimbursed by your insurer.
  5. Talk to a hurricane damage claims lawyer. After a hurricane, you deserve protection for any damages that may have occurred to your property. Even though you are not required by law to work with a lawyer on your hurricane damage claim, an experienced lawyer may help you get the maximum amount of compensation you deserve.

Boca Raton Hurricane Damage Lawyers

At the Landau Law Group, an experienced hurricane damage lawyer can help you go after the financial recovery you deserve based on your insurance policy. We will work directly with your insurer or we’ll take your case to court if necessary. We’ll handle every step of the process. And you won’t have to pay us a dime unless we help you recover.

Contact us online or call the hurricane damage attorneys at the Landau Law Group today at 866-703-4878 for your free, no-obligation consultation.

Property Damage Blog Posts

Can You Negotiate a Hurricane Ian Insurance Claim?

Can You Negotiate a Hurricane Ian Insurance Claim?

Hurricane Ian was one of the strongest storms ever to hit Florida and the United States. Many people suffered catastrophic damages, while some just needed minor repairs. Whatever the level of your loss, it is important to understand that your hurricane Ian insurance...

read more
Filing a business interruption claim after Hurricane Ian

Filing a business interruption claim after Hurricane Ian

In 2022, Hurricane Ian made headlines for being one of Florida’s strongest and costliest storms ever. Recent estimates suggest that Ian caused an unbelievable $50 billion to $65 billion in insured damages after hitting land. This number has only been exceeded once in...

read more
What is Florida Business Interruption Claim Insurance

What is Florida Business Interruption Claim Insurance

Business interruptions have always been a fact of life, but businesses across the board are expressing greater concern over these interruptions as they continue to increase in frequency and severity. Recent statistics suggest that 65% of business executives are...

read more
Tips on filing Hurricane Ian insurance claims in Florida

Tips on filing Hurricane Ian insurance claims in Florida

Hurricane Ian hit Florida with a ferocity that left homeowners and business owners scrambling to put the pieces back together. Insurance companies have provided help to some but not always with the level of support needed. Hurricane Ian victims face an additional...

read more
10 Signs That You Need a Hurricane Ian Claims Lawyer

10 Signs That You Need a Hurricane Ian Claims Lawyer

Hurricane Ian made history as one of the strongest storms to ever make landfall in Florida. With maximum wind gusts reaching an unfathomable 150 mph, everyone in the path of the storm likely felt its wrath. In the aftermath, you may be wondering whether it’s time to...

read more
Hurricane Ian Business Interruption Claims

Hurricane Ian Business Interruption Claims

According to recent estimates, Hurricane Ian may be Florida’s most expensive storm in history. Included in these losses are property damage, total losses, and lost revenue. If you own a business in Florida, then there’s a great chance that you lost out on a...

read more
What to do in a water damage emergency

What to do in a water damage emergency

If you are ever unfortunate enough to experience emergency water damage in your home, it is important to know what to do. In this blog post, we'll take a look at some of the steps you should take should you find yourself dealing with water damage or flooding in your...

read more