If your Gulf County, Florida, property receives damage in a hurricane, the Landau Law Group is here to help you pursue the payout you deserve based on the coverage outlined in your insurance policy or policies. We can help those who own homes or businesses in Port St. Joe, Wewahitchka, Cape San Blas, and other areas of Gulf County.
Let our team can file your claim, pursue a payout based on your coverage and damages, or appeal a denial of your hurricane damage claim. Call us today at 866-703-4878 for a free review of your policy and case. A Gulf County hurricane damage claims lawyer can help you pursue the payout you need to repair your property. You can meet with us for free. There is no obligation. You pay nothing out of pocket.
We Handle Hurricane Damage Claims from All Over Gulf County and Nearby Areas
Our team knows what it takes to battle the insurance companies for fair payouts for our clients. When Hurricane Michael made landfall as a Category Four hurricane in October 2018, the eye passed just northwest of Port St. Joe, skirting Gulf County and leaving hundreds of millions of dollars in damage countywide. While this was a mighty storm, it was not significantly different from others that hit the area. It brought high winds more than 155 miles per hour, rain, and hail. This led to:
- Lost shingles and another roof damage
- Downed power lines and increased fire risk
- Downed trees on structures
- Structural damage to buildings
- Broken windows
- Damage to garages, sheds, and fences
In most cases, property owners were able to access their property and assess the damage relatively quickly. From there, they could file a claim based on their homeowner’s or business insurance policy. In general, these policies cover damage caused by winds and hail, including falling trees and downed power lines. They do not, however, cover damage caused by flash flooding or storm surge. This requires an additional insurance policy.
The Landau Law Group Can Handle Your Gulf County, FL Hurricane Damage Claim
At the Landau Law Group, our team understands how stressful and overwhelming it can be if you cannot live in your home or operate your business following a hurricane. Even relatively minor damage can make it difficult to get your life back to normal quickly. We can handle your hurricane damage claim from start to finish, leaving you to focus on getting back to your everyday routine.
If you reach out to our team today, a Gulf County hurricane damage claims lawyer can help you:
- Understand your insurance policy and identify all applicable coverages
- Compile documentation of damages and file your insurance claims
- Fight the insurance company if they do not offer you a fair settlement
- Appeal a denial and try to get them to approve you for a payout based on your policy and applicable coverages
Insurance policies can be complex, but our attorneys know how to translate the industry speak into terms you can understand. We also know how the tactics insurers use to try to reduce the value of your claim or deny it outright. We will pursue a fair payout based on your damages, and the coverage promised in your policy. We are not afraid to take on any insurance company or take your case to court.
Call our team serving Gulf County, Florida, today at 866-703-4878. We can review the facts of your case and go to work proving you deserve a fair payout. We will not let the insurance company take advantage of you and your family. Working with us entails no out of pocket costs on your part. You can speak to us for free.
Covered Hurricane Damages in Most Gulf County, FL Cases
While homeowners insurance policies can vary in many ways, most of them generally provide the same types of coverages after a hurricane or tropical storm. It is important to note, though, that while many of your damages are likely recoverable, a special deductible may apply. Many insurance companies serving coastal areas charge based on the value of your home when you claim hurricane damage. This can be much more expensive than your normal deductible.
Most insurance policies provide for the coverage of hurricane-related damages that include:
- Roof repair or replacement costs
- Structural damage to the buildings
- Damage from downed trees
- Siding damage from wind or hail
- Broken windows, doors, and garage doors
- Water damage that occurs because of a hole in the roof
- Food spoilage related to a power outage
- Garage, shed, or fence damage
You may notice that damage caused by flash flooding or storm surge is not on this list. Homeowners insurance does not provide coverage for these types of water damage. However, if you have a flood insurance policy through the National Flood Insurance Program — known as NFIP insurance or FEMA insurance — we can prepare that claim for you, as well.
Act Quickly to Ensure You Meet All Applicable Deadlines
How long you have to notify your insurance company or file a claim depends on the specifics of your policy. We can help you understand the deadlines and document your damages quickly. With the Landau Law Group team on your Gulf County hurricane damage case, you can focus on getting your life back to normal. We will ensure you meet all applicable deadlines.
However, we cannot go to work on your case until you call us. We encourage you to call us in the first days following hurricane damage, or as soon as you realize there is a problem with your claim.
Talk to a Gulf County Hurricane Damage Claims Lawyer
The hurricane damage claims team from the Landau Law Group can get to work on your case today. Let us review your insurance policy and survey your damages, and we can get to work building a strong case to pursue the payout you deserve. If you suffered property damage in a recent hurricane, call us today at 866-703-4878. A Gulf County hurricane damage claims lawyer will meet with you and evaluate your case for free. We also handle personal injury cases.