Since four barrier islands shelter Apalachicola Bay, Apalachicola, FL does not often take direct hits from intense hurricanes. Still, significant storms can cause millions in damage across Franklin County. If your business or home suffered damage in a hurricane, the Landau Law Group is here to help. An Apalachicola hurricane damage claims lawyer can document your damages and file your claim, fight for a fair payout based on your policy, or appeal a denial of your claim.
Let our team help you navigate the stressful and overwhelming hurricane damage insurance claims process. We will evaluate your case for free and handle the entire process on your behalf. You can focus on getting your life back to normal while we fight for the coverage you deserve. Call us today at 866-703-4878. We can speak with you for free without any obligations. If you hire us, there are no out of pocket costs.
We Can Step in When You Are Not Sure Where to Turn
When Hurricane Michael took aim at the Florida coast in October 2018, Apalachicola braced for the worst. The storm eventually made landfall about 35 miles northwest of Apalachicola as a Category Four storm. With 155 mph winds, Michael destroyed homes and businesses alike, causing hundreds of millions of dollars in damages.
In Apalachicola, the damages included:
- Lost shingles and roof damage
- Downed power lines
- Downed trees on structures
Nearby Mexico Beach took a direct hit, and the residents and business owners also experienced:
- Severe roof damage
- Structural damage to buildings
- Broken windows, doors, and garage doors
- Damage to garages, sheds, and fences
In most cases, homeowners insurance will cover this damage caused by wind and hail. Some people also experienced flood damage caused by storm surge or flash flooding. However, this type of damage is not covered by homeowners insurance policies. If you have a separate flood insurance policy, it should pay for any water damage you sustain from a hurricane.
If your Apalachicola property suffers hurricane damages, our team can help. We know how to navigate the hurricane damage claims process and will fight for the settlement you deserve. If you feel overwhelmed or stressed out, we can take care of this entire process for you. We only get paid if we make a successful recovery. Speak with us for free today.
The Landau Law Group Will Fight for Your Insurance Settlement or Court Award
If you suffered expenses and losses because of an Apalachicola, FL hurricane, the Landau Law Group is here to help. We know how difficult it can be to fight the insurance company while still trying to get back on your feet following a hurricane or major tropical storm. Our team is ready to step in and manage the claims process on your behalf.
When you enlist our help with your claim, an Apalachicola hurricane damage claims lawyer can help you:
- Understand your insurance policy and identify all available coverage
- Compile documentation of your damages and file all necessary insurance claims
- Fight the insurance company if they refuse to give you a fair settlement
- Appeal a denial if the insurer will not approve you for a fair settlement based on your policy
Call our team today at 866-703-4878 to learn more about how we can go to work for you. We can fight for the compensation you deserve based on the coverage promised in your insurance policy. We may even be able to take legal action against your insurance company, if necessary, to recover a fair payout and get your home or business repaired.
Recoverable Expenses in an Apalachicola Hurricane Damage Claim
Every insurance policy is different, so we begin every case by taking a close look at the policy and its coverages. In general, most homeowners insurance policies will cover wind and hail damage, as well as damage caused by rain leaking through a damaged roof. However, many require you to pay a special deductible following a hurricane. This deductible is usually a percentage of the home value and can be significantly more expensive than your usual deductible.
Some of the most common damages and expenses paid by homeowners insurance following a hurricane include:
- Roof repair or replacement costs
- Repair of structural damage from wind
- Damage to structures from downed trees
- Siding damage from wind or hail
- Broken windows, doors, and garage doors
- Water damage that occurs because of a hole in the roof
- Food spoilage related to a power outage
- Garage, shed, or fence damage
While homeowners insurance does not cover flooding, we can help you file an additional claim if you suffered damage from a flash flood or storm surge and you carry flood insurance through the National Flood Insurance Program, known as NFIP insurance or FEMA insurance.
Act Quickly to Ensure You Meet All Applicable Deadlines
Insurance companies often require you to notify them of damage within a short period or file your claim before a deadline arrives. While these can differ from company to company and even policy to policy, we can help you understand your timeline and when you must submit your information. Call us as soon as possible after realizing your property suffered damage, and we can get to work.
With the Landau Law Group handling your case, you can feel confident you will not miss any deadlines. We will ensure your paperwork is in order and all documentation gets submitted on time.
Talk to an Apalachicola Hurricane Damage Claims Lawyer
The Landau Law Group understands how the hurricane damage claims process works, as well as the tactics the insurance company may use to try to reduce the payout you receive. We will document your damages and pursue a settlement based on the money you need to rebuild and get your life back to normal. We can navigate the claims process for you, so you do not have to worry about it. We also handle personal injury cases.
Call us at 866-703-4878 today for a free evaluation of your case and a no-obligation consultation with an Apalachicola hurricane damage claims lawyer. We work on a contingency fee basis, meaning we only get paid when you do. There is no obligation.