Landau Law Group
Florida Mold Damage Lawyers
Mold damage can have a significant impact on the health and well-being of those living or working in a mold-contaminated environment.
In Florida, mold damage is a common issue due to the state’s warm and humid climate. It is important to understand the laws and regulations surrounding mold damage in Florida, as well as the steps you can take to protect yourself and your property.
Understanding Florida Mold Damage
There are many types of mold that can be found in Florida homes, including black mold, which can be particularly dangerous. Exposure to mold can cause a variety of health problems, such as allergies, asthma, and even neurological symptoms. Mold damage can be caused by a variety of factors, including water leaks, flooding, and high humidity. It can be identified by visible growth, a musty smell, and symptoms in those living or working in the affected area.
Florida Mold Damage Laws
Under Florida law, landlords and property owners have a legal responsibility to provide a safe and habitable environment for their tenants. This includes addressing mold issues in a timely manner. The state has specific regulations and standards for mold remediation, which must be followed by professionals in the field. If you have been affected by mold damage, you may be entitled to legal remedies, including compensation for medical expenses and property damage.
Does insurance cover mold remediation
Whether or not insurance covers mold remediation depends on the specific policy and the cause of the mold growth. In general, most standard homeowners insurance policies do not cover mold damage that is the result of a failure to properly maintain the property or a lack of proper ventilation. However, some policies may cover mold damage that is the result of a covered event, such as a burst pipe or severe storm.
It is important to review your insurance policy and speak with your insurance agent to understand what is covered and what is not. Some insurance companies may provide coverage for mold remediation under a separate rider or endorsement. In some cases, it may be possible to purchase additional coverage for mold damage.
Additionally, it is important to note that some states have passed laws that require insurance companies to provide coverage for mold damage. In Florida, homeowner insurance policies must cover mold remediation if the damage was caused by a covered peril, like water damage.
It is always a good idea to have regular Mold Inspection and testing done, to prevent and detect mold growth early on.
What if my Florida property insurance refuses to pay for mold remediation?
If your Florida property insurance company refuses to pay for mold remediation, there are several steps you can take:
- Review your policy: Carefully review your insurance policy to ensure that you understand the coverage and any exclusions. Make sure that you have provided the insurance company with all the necessary documentation and information.
- File an appeal: If you believe that your insurance company has incorrectly denied your claim, you can file an appeal with the company. This typically involves providing additional information or documentation to support your claim.
- File a complaint with the Florida Office of Insurance Regulation: If you are not satisfied with the outcome of your appeal, you can file a complaint with the Florida Office of Insurance Regulation. This can be done online or by mail and will be investigated by the office.
- Hire an attorney: If you are unable to resolve the issue with your insurance company, you may want to consider hiring an attorney who specializes in insurance disputes. They can help you navigate the legal process and represent you in court, if necessary.
- File a lawsuit: As a last resort, you can file a lawsuit against your insurance company if you believe that they have acted in bad faith by denying your claim or not paying the full amount you are entitled to.
It is important to note that the process of resolving a dispute with an insurance company can be time-consuming and complex. It is always a good idea to consult with an attorney before taking any legal action.
How to Find a Mold Damage Lawyer in Florida
When seeking legal assistance for mold damage, it is important to find an attorney who is well-versed in the laws and regulations surrounding mold in Florida. Look for an attorney with experience handling mold damage cases, as well as positive client reviews. You can start your search by asking for referrals from friends and family or by searching online directories.
What if my mold came back after remediation?
If mold returns after it has been remediated, it could be a sign that the original problem was not fully addressed or that new conditions have developed that are conducive to mold growth.
Here are a few steps you can take if mold returns after remediation:
- Inspect the area: Conduct a thorough inspection of the area where the mold has returned. Look for any visible signs of mold, as well as any potential sources of moisture or water damage.
- Contact the remediation company: If the mold has returned within a short period of time after the original remediation, contact the company that did the work to determine if the work was done properly and to ask for advice.
- Hire a professional inspector: If you are unsure about the cause of the mold return or the previous remediation work, consider hiring a professional inspector to conduct a thorough evaluation of your home or building.
- Implement preventative measures: To prevent mold from returning, it is important to address the underlying cause of the mold growth. This may include fixing leaks, improving ventilation, and controlling humidity levels.
- File a complaint: If you believe that the remediation company did not properly address the mold issue, you can file a complaint with the relevant state or local agency or contact a mold damage lawyer who can help you take the next steps.
It is important to note that it may be difficult to prove that a remediation company did not properly address a mold issue, it is always best to work with a reputable company and keep records of their work.
Landau Law: Mold Attorney Florida
Mold damage can have serious health and financial consequences, and it is important to understand your rights and options under Florida law. If you suspect mold damage in your home or workplace, it is essential to seek legal assistance from an experienced mold damage lawyer. With their knowledge and guidance, you can take steps to protect yourself, your family, and your property.
At Landau Law, we have been representing clients in mold damage cases for many years. Our team of experienced attorneys understands the legal complexities surrounding mold and can help you fight for the compensation you deserve. Contact us today to schedule a free consultation.